India's Leading Payment Orchestration Platform
Seamlessly integrate UPI, cards, net banking, wallets, and BNPL across multiple aggregators — powered by intelligent routing designed for India's real-world payment conditions.
ORCHESTRATION PLATFORM
COMPLIANCE & SECURITY
Built on Compliance. Backed by Certifications.
Every transaction on PayYantra runs on globally certified, independently audited infrastructure.
ISO/IEC 27001:2022
Information security management — your data, always protected
ISO/IEC 27701:2019
Privacy information management — DPDP & GDPR aligned
PCI DSS v4.0.1
Payment card industry compliance — safe card data, every time
independently certified and audited annually.
PayYantra’s Offerings
Technology Service Provider
(TSP) for Banks & Financial Institutions
End-to-end regulatory, compliance, and advisory services for organizations operating within India’s financial ecosystem. We help banks, NBFCs, fintechs, and regulated platforms navigate RBI regulations with clarity, confidence, and speed—from licensing to ongoing compliance.
Payment Orchestration for Collection
Custom Checkout & Pre-Checkout Experiences
Design payment journeys that fit your product and users.
Create fully customizable pre-checkout and checkout flows that align with your brand and business logic. Control how payment options are shown, collect required inputs upfront, and optimize the user journey before payment is initiated—improving conversion and reducing drop-offs.
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Unified Payment Gateway
One integration. Multiple backends
Route transactions through different payment backends dynamically, without changing your frontend integration. The gateway intelligently selects the best-performing backend in real time using uptime health checks and rule-based routing.
Real-Time Health Monitoring
Continuously monitors backend uptime and performance. If a provider degrades or goes down, traffic is instantly rerouted to healthy backends—no manual intervention required.
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Payment Links
Accept payments instantly—no integration
Create and share secure payment links to collect payments across channels like WhatsApp, email, or SMS. Perfect for quick invoicing, remote collections, and businesses without a full checkout flow.
Instant Link Creation
Generate payment links in seconds with predefined amounts, expiry times, and payment methods—no development effort needed.
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Custom Checkout & Pre-Checkout Experiences
Design payment journeys that fit your product and users.
Create fully customizable pre-checkout and checkout flows that align with your brand and business logic. Control how payment options are shown, collect required inputs upfront, and optimize the user journey before payment is initiated—improving conversion and reducing drop-offs.
Learn MoreUnified Payment Gateway
One integration. Multiple backends
Route transactions through different payment backends dynamically, without changing your frontend integration. The gateway intelligently selects the best-performing backend in real time using uptime health checks and rule-based routing.
Real-Time Health Monitoring
Continuously monitors backend uptime and performance. If a provider degrades or goes down, traffic is instantly rerouted to healthy backends—no manual intervention required.
Learn MorePayment Links
Accept payments instantly—no integration
Create and share secure payment links to collect payments across channels like WhatsApp, email, or SMS. Perfect for quick invoicing, remote collections, and businesses without a full checkout flow.
Instant Link Creation
Generate payment links in seconds with predefined amounts, expiry times, and payment methods—no development effort needed.
Learn MoreCustom Checkout & Pre-Checkout Experiences
Design payment journeys that fit your product and users.
Create fully customizable pre-checkout and checkout flows that align with your brand and business logic. Control how payment options are shown, collect required inputs upfront, and optimize the user journey before payment is initiated—improving conversion and reducing drop-offs.
Learn MoreUnified Payment Gateway
One integration. Multiple backends
Route transactions through different payment backends dynamically, without changing your frontend integration. The gateway intelligently selects the best-performing backend in real time using uptime health checks and rule-based routing.
Real-Time Health Monitoring
Continuously monitors backend uptime and performance. If a provider degrades or goes down, traffic is instantly rerouted to healthy backends—no manual intervention required.
Learn MorePayment Links
Accept payments instantly—no integration
Create and share secure payment links to collect payments across channels like WhatsApp, email, or SMS. Perfect for quick invoicing, remote collections, and businesses without a full checkout flow.
Instant Link Creation
Generate payment links in seconds with predefined amounts, expiry times, and payment methods—no development effort needed.
Learn MoreDisbursement via Connected Banking
Disbursement via Connected Banking
Move money securely, at scale, with full control.
Our Connected Banking layer enables real-time and bulk payouts directly from merchant systems, combining speed, compliance, and operational visibility across all payout use cases.
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Virtual Accounts for Reconciliation
Simplified tracking and reconciliation
Create unique virtual accounts to automatically track inflows and outflows, making reconciliation faster and more accurate.
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Bulk Payment Processing
High-volume payouts made simple
Automate salary payments, vendor invoices, refunds, and dividends with bulk uploads, maker–checker approvals, and detailed batch-level reporting.
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Split Payments & Marketplace Settlements
Built for multi-party fund flows
Create unique virtual accounts to automatically track inflows and outflows, making reconciliation faster and more accurate.
Learn MoreBeneficiary Verification (Penny Drop)
Verify before you pay
Validate bank accounts and UPI IDs by confirming account existence and name—reducing failed or incorrect payouts.
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Disbursement via Connected Banking
Move money securely, at scale, with full control.
Our Connected Banking layer enables real-time and bulk payouts directly from merchant systems, combining speed, compliance, and operational visibility across all payout use cases.
Learn MoreVirtual Accounts for Reconciliation
Simplified tracking and reconciliation
Create unique virtual accounts to automatically track inflows and outflows, making reconciliation faster and more accurate.
Learn MoreBulk Payment Processing
High-volume payouts made simple
Automate salary payments, vendor invoices, refunds, and dividends with bulk uploads, maker–checker approvals, and detailed batch-level reporting.
Learn MoreSplit Payments & Marketplace Settlements
Built for multi-party fund flows
Create unique virtual accounts to automatically track inflows and outflows, making reconciliation faster and more accurate.
Learn MoreBeneficiary Verification (Penny Drop)
Verify before you pay
Validate bank accounts and UPI IDs by confirming account existence and name—reducing failed or incorrect payouts.
Learn MoreDisbursement via Connected Banking
Move money securely, at scale, with full control.
Our Connected Banking layer enables real-time and bulk payouts directly from merchant systems, combining speed, compliance, and operational visibility across all payout use cases.
Learn MoreVirtual Accounts for Reconciliation
Simplified tracking and reconciliation
Create unique virtual accounts to automatically track inflows and outflows, making reconciliation faster and more accurate.
Learn MoreBulk Payment Processing
High-volume payouts made simple
Automate salary payments, vendor invoices, refunds, and dividends with bulk uploads, maker–checker approvals, and detailed batch-level reporting.
Learn MoreSplit Payments & Marketplace Settlements
Built for multi-party fund flows
Create unique virtual accounts to automatically track inflows and outflows, making reconciliation faster and more accurate.
Learn MoreBeneficiary Verification (Penny Drop)
Verify before you pay
Validate bank accounts and UPI IDs by confirming account existence and name—reducing failed or incorrect payouts.
Learn MoreTechnology Service Provider (TSP) for Banks & Financial Institutions
Comprehensive technology and integration services that help banks, NBFCs, and regulated institutions launch and scale payment and banking services across multiple rails.
Payment & Banking Network Integrations
We act as a secure middleware layer between Core Banking Systems and India's major payment networks. Our platform enables seamless connectivity across UPI, IMPS, NEFT/RTGS, card networks, and other domestic rails.
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White-Label Digital Banking & Payment Applications
Launch fully bank-branded digital banking and payment experiences across web and mobile. Enabling payments, collections, account management, transaction history, and customer dashboards from day one.
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Issuer & Acquirer Technology Services
We support both issuer and acquirer ecosystems through a unified technology stack. On the issuer side, we enable account-linked payments and customer payment access. On the acquirer side, we simplify merchant onboarding, QR issuance, settlements, and operational reporting.
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Reconciliation & Settlement Platform
Automate reconciliation across banks, payment networks, and partner settlement files using robust 2-way and 3-way matching. Built-in exception handling and MIS dashboards provide clear visibility into settlements and unmatched transactions.
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Dispute Management & Grievance Systems
Handle disputes and customer complaints efficiently with automated, network-compliant workflows. Our system manages failed transactions, reversals, chargebacks, and grievance reporting—reducing manual effort while meeting regulatory and network requirements.
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On-Soil Hosting, Security & Compliance
Designed for regulated environments, our platform operates on India-based infrastructure with strong security controls. We support HSM deployment, secure key management, and compliance with RBI data localization and security guidelines—ensuring reliability, trust, and regulatory alignment.
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Regulatory Consultancy for RBI-Regulated Entities
End-to-end regulatory and compliance consulting for entities operating in the Indian financial ecosystem.
License Assistance
Payment Aggregator (PA) License Assistance
- End-to-end guidance for RBI PA license applications
- Net-worth assessment and documentation
- Business model and compliance preparation
- Application support and regulatory coordination
System Audits
System Audit Report (SAR) & Data Localization
- Architecture consulting for RBI data localization norms
- Pre-audit technical assessments
- Preparation for CERT-In empaneled auditor reviews
Fraud Detection
Risk Management & Fraud Monitoring
- Transaction monitoring rules and alerting
- Velocity checks and anomaly detection
- Drafting of board-approved policies for Information Security
- Information Security
Onboarding Policy
Merchant Onboarding Policy Framework
- Merchant Due Diligence (MDD) SOP drafting
- Prohibited business screening frameworks
- Regulatory-aligned onboarding processes
KYC
KYC Frameworks
- Design and integration of:
- Video KYC (V-KYC)
- CKYC registry reporting
- End-to-end KYC workflow consulting
Your Payments Stack, Fully Testable.
To process any payment on PayYantra, the merchant must first create an order using our Orders API. Use the Order Session ID from the response to initiate and render the checkout flow.
API Response
An onboarding team that gets you live.
Your payments partner, not just your provider
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Bank Accounts & MIDs, Sorted
We work directly with banks to open business accounts and secure Merchant IDs, saving you weeks of follow-ups and paperwork.
Faster PSP Approvals, Without the Back-and-Forth
Our existing PSP relationships let us fast-track integrations and approvals—no repeated emails, calls, or document resubmissions.
You Build. We Run the Process
While you focus on your product, we manage documentation, compliance coordination, and approval workflows end to end.
Let’s Get In Touch
We’re here to help you scale your business with ease.
Address
Unit No - EF 802, JMD Megapolis, Sector-48, Sohana Road, Gurgaon - 122001
Contact Number
+91 7982155828
Support Email
Frequently Asked Questions
How does Payment Orchestration Services differ from a Payment Switch?
A Payment Switch is typically a legacy, on-premise hardware solution used by banks to route transactions.
A Payment Orchestration Platform, on the other hand, is a modern, cloud-based software layer designed specifically for merchants. It offers significantly more flexibility, easier integrations, and advanced business logic such as analytics, smart routing, and marketing tools—capabilities that traditional payment switches lack.