Chartered Accountants — Your Clients Are Already Generating Crores in Digital Payments. Start Earning From It.

Every business you advise processes digital payments. Every UPI collection, every vendor payout, every bank transfer — a payment gateway earns from that activity. You, the person who manages their financial decisions, does not.

YantraGrow changes that. By recommending PayYantra to your existing clients, you earn a recurring monthly commission on their transaction volume. No new clients, no new expertise, no disruption to your practice. Just a new income stream built on relationships you have spent years building.

What a Practicing CA's Client Base Is Actually Worth

A practicing CA managing 30 business clients does not just have a fee base — they have a transaction base. Each of those clients processes digital payments every month. That monthly volume adds up quietly, invisibly, to a number that most CAs have never calculated.

Here is what it looks like when you do:

Note

All figures are illustrative at the indicative commission rate. Exact rates confirmed in your Partner Agreement.

This income does not require billing a single additional hour. It does not require taking on new clients. It does not require learning payment technology. It requires one conversation in a meeting you are already scheduled to attend.

30 clients

₹25L

avg monthly volume

≈₹9 Lakh/year passive commission

5 clients

₹10L avg monthly volume

≈₹60,000/year passive commission

15 clients

₹20L avg monthly volume

≈₹3.6 Lakh/year passive commission

30 clients

₹25L avg monthly volume

≈₹9 Lakh/year passive commission

50 clients

₹30L avg monthly volume

≈₹18 Lakh/year passive commission

What You Actually Need to Do as a CA Partner

Step 1 — Mention It (2 minutes)

In your next client review meeting, let your client know that you have found a payment infrastructure solution that reduces their checkout failure rate, automates their bank reconciliation, and gives them bank-grade security. You do not need to demonstrate it. You make the recommendation. PayYantra's team handles everything after.

Step 2 — Share Your Referral Link (30 seconds)

You receive a unique, trackable YantraGrow referral link when you register. Send it via WhatsApp, email, or share it in person. PayYantra contacts your client directly, runs a full product demonstration, manages the merchant KYC, and handles the complete technical onboarding. Your involvement ends here.

Step 3 — Receive Commission Monthly (Zero effort)

From the month your client goes live on PayYantra, your commission begins accruing. It is auto-invoiced on the 3rd of every month and credited directly to your bank account within 3–5 working days. GST-compliant, itemised, and tracked in real time from your partner dashboard.

Important note for CAs:

PayYantra never contacts your client independently outside of the referral process. Your client relationship is yours entirely. PayYantra does not solicit, market to, or approach your referred merchants for any other service without your knowledge.

The Payment Problem Most of Your Business Clients Are Living With

Most Indian SMEs are running their digital payment operations on a single payment gateway. They do not realise this is a structural risk — until the gateway goes down during a sale, or a transaction fails silently, or their finance team spends two days every month reconciling payment reports from five separate dashboards.

When you bring this up with a client, you will usually hear one of these responses:

Client response

Yes, our gateway went down last Diwali and we lost a full evening's orders.

Client response

We had to shut our online store for three hours last quarter — gateway issue.

Client response

Our accounts team hates payment month-end because nothing ever matches automatically.

Standard merchant pain

These are not rare complaints. They are the standard experience of running on a single-gateway payment setup in India.

PayYantra's response

PayYantra's orchestration layer routes transactions across multiple bank rails simultaneously. If one fails, another activates automatically in milliseconds. Reconciliation is unified and automated.

Your client gets a fundamentally more reliable payment infrastructure — and they will thank you for finding it.

Why Your Recommendation Converts Faster Than Any Sales Call

A CA recommendation lands with credibility because it is rooted in financial context, not in a product pitch. Your clients trust your judgment on payments infrastructure, so the decision path is shorter and more confident.

The moment you introduce PayYantra, the discussion shifts from "Do we need this?" to "How quickly can we make this reliable?" That is why your referral converts faster than a standard sales call.

This is not just a sales advantage — it is a trust advantage. Clients see your recommendation as a business improvement, not another vendor option.

What PayYantra Delivers to Your Business Clients

Multi-Rail Payment Acceptance

UPI, cards, net banking, and wallets through a single API checkout. No managing multiple gateway dashboards.

Intelligent Transaction Routing

Every transaction is automatically routed to the best-performing bank rail in real time. If one rail is slow or unavailable, another activates instantly.

Automated Reconciliation

Every collection, payout, refund, and reversal is auto-matched and attributed in a single dashboard, reducing reconciliation work for your clients.

Real-Time Disbursements

Vendor payments, salaries, and refunds via IMPS, NEFT, and RTGS — available 24/7 with Penny Drop beneficiary verification.

Bank-Grade Security

PCI-DSS V4.0.1 and ISO/IEC 27001:2022 certified security, so your clients get a trusted enterprise-grade payments platform.

Frequently Asked Questions — YantraGrow for Chartered Accountants

The most important questions answered for Chartered Accountants looking to add recurring commission income from their existing clients.

No. As a CA partner, your role is to make the recommendation and share your referral link. PayYantra’s team handles the complete product demonstration, merchant onboarding, KYC verification, and technical setup for your client. You are never required to understand or explain payment technology.
It will strengthen it. You are introducing a solution that solves a real operational problem your clients already have — payment gateway dependency, reconciliation chaos, and opaque transaction costs. Your clients will view this as you going beyond compliance and actively improving their business operations.
Yes — and those clients are often the easiest to convert. PayYantra’s orchestration platform sits above existing gateways. Your client does not abandon their current gateway. PayYantra adds intelligent routing, backup rails, and unified reconciliation on top. The conversation is a capability upgrade, not a disruptive switch.
Your YantraGrow partner dashboard shows every referred merchant, their live monthly transaction volume, your accrued commission for the current month, and your full settlement history. It updates in real time — you can check your earnings at any point during the month.
Commission accrues only on active transactions. If a referred merchant becomes inactive, commission for that merchant pauses. It resumes automatically if and when they transact again. There is no penalty or any action required from you.
Yes, commission income is taxable under Indian income tax law. PayYantra generates a GST-compliant invoice automatically on your behalf each month. TDS is deducted as applicable under Indian law. You receive a clean, itemised statement suitable for your own tax filing. As a CA, you are well-positioned to handle this.
You start earning from the first transaction your very first referred client makes. There is no minimum client threshold for the first two months. From the third month onward, a minimum of three actively transacting referred merchants is required for commission settlement in that calendar month.

Register as a YantraGrow CA Partner Today

Registration is free, takes under 5 minutes, and carries no obligation. Once approved, you receive your unique referral link, access to your partner dashboard, and a co-branded introduction kit you can share with clients directly.

The first conversation with a client can happen this week.